Common Trust Funds*

Money Market Fund

Investment Objective

The Fund seeks current income with liquidity and stability of principal.

Investment Policy

The Money Market Fund invests 100% in cash and cash equivalents, primarily in a broad range of money market instruments, including government, U.S. and foreign bank and commercial obligations and repurchase agreements relating to such obligations.

Investor Profile

A short-term investor looking to protect principal.

Calendar Year Total Returns — as of 12/31/2015**

201020112012201320142015
Total Market Funds***1.98%1.79%0.85%0.80%0.50%0.65%
Socially Responsible Investing****1.98%1.79%0.85%0.80%0.50%0.65%

*The Common Trust Funds are invested in mutual funds selected by the Brethren in Christ Foundation. The Foundation will also select the mutual fund money market or bank money market for the Money Market Common Trust Fund.

**Past performance is no guarantee of future results.

***Funded on 01/03/01

****Funded on 08/08/2005