Rates

Variable Interest Rates

Effective December 1, 2023

Demand Certificates (TAP)

TypeRateAPY**
Regular TAP*2.52%2.55%
Special TAP*
(65 & over and churches)
2.76%2.80%
Ministry TAPReduced interest rates
*TAPs are not available to WI residents. / ** Annual Percentage Yield as of 12/1/2023

Term Certificates (SICs)

TypeRateAPY**
Six Month3.01%3.05%
One Year3.49%3.55%
Fifteen Month*4.89%5.00%
Two Year3.74%3.80%
Three Year3.98%4.05%
Four Year4.22%4.30%
Five Year4.46%4.55%
Ministry CertificateReduced interest rates
*15-month certificates are fixed to the rate of the certificate at the time of purchase until August 1, 2024, at which time they will become a variable rate certificate as well. / **Annual Percentage Yield as of 12/1/2023

IRA / HSA Investments

(IRA / HSA Thrift Accumulation Plan, Stewardship Investment Certificates, and Notes)

TypeRateAPY**
Regular TAP*2.52%2.55%
Six Month Certificate3.01%3.05%
One Year Certificate3.49%3.55%
Fifteen Month Certificate***4.89%5.00%
Two Year Certificate3.74%3.80%
Three Year Certificate3.98%4.05%
Four Year Certificate4.22%4.30%
Five Year Certificate / IRA Note*4.46%4.55%
Ten Year IRA Note*4.89%5.00%
*TAPs will earn the higher Special TAP rate for the month if the month-end balance is $2,000.00 or more. TAPs and Notes are not available to WI residents. / **Annual Percentage Yield as of 12/1/2023. /***15-month certificates are fixed to the rate of the certificate at the time of purchase until August 1, 2024, at which time they will become a variable rate certificate as well.

For more information, please contact:

431 Grantham Road
Mechanicsburg, PA 17055
Phone: (717) 796-4788

Rates are subject to change as described in the Foundation’s prospectus. If you need a copy of the prospectus, contact us at the above address.

This is neither an offer to sell nor a solicitation of an offer to buy the debt securities referred to above. An offer can be made only by the prospectus. No offer or sale of the Foundation’s debt securities is made in any jurisdiction where the offer or sale is not in compliance with applicable law. Offers and sales may be made only by an authorized officer of the Foundation.

The Foundation’s debt securities are unsecured obligations of the Foundation and may be offered or sold only to persons who are members, constituents, contributors to or participants in the Foundation, the Brethren in Christ U.S. and/or its organizations, or parents, spouses, children or grandchildren of such persons, or to Foundation IRAs and HSAs as directed by the account holder. Some jurisdictions may impose additional restrictions or limit which debt securities may be offered within the jurisdiction.

The Foundation’s debt securities are not savings accounts or deposit accounts or other obligations of a bank and are not insured by the Federal Deposit Insurance Corporation, any state bank insurance fund, the Securities Investor Protection Corporation or any other governmental agency.